AU Altura Plus Credit Card – Numerous benefits like milestone gains, cashbacks and reward points!

About AU Altura Plus Credit Card –

• This card offers numerous benefits like milestone gains, cashback and reward points to experience twice the luxury and double the delights!
• Vouchers worth Rs 500 on minimum Rs 10,000 retail spends (within 60 days of card setup)
• 500 Bonus Reward Points (Worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month. Fuel and cash withdrawal are excluded from reward point spends calculations

More Features of the Card –

• 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100)

2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions

• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
• 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
• Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

Partner Offers –

• 5% Instant Discount on shopping at Croma (min. spend Rs 15,000) – Offer valid once per month
• 15% Off on EasyDiner (min spend Rs 2,500 & max discount Rs 500) – Offer valid once per month
• 15% Off on Tata CliQ (min spend Rs 500 & max discount Rs 300) – Offer valid once per month
• 15% Off on Domestic Flight & 10% Off International Flight on Cleartrip – Offer valid once per month
• 20% Off on Movies Tickets (min spend Rs 500 & max discount Rs 100) – Offer valid once per month
• More Amazing E-Comm discount offers from 5% – 25%. Check here : https://offers.aubank.in/

Fees & List of all charges –

• Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
• Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)

Eligibility Criteria –

• Required Age: 21-60 years
• Employment status: Salaried or self-employed
• Salaried: Starting from Rs 25,000 Monthly
• Self Employed: Starting from Rs 25,000 Monthly
• Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
• No Delayed Payments in the last 12 months
• Required Credit Score: 700+

Documents Needed –

• Valid PAN Card
• Aadhar Card – should be linked to Mobile (For EKYC)
• Address proof
• Income Proof (if opted for Income surrogate)

How to Avail the Offer –

• User will be redirected to AU Bank’s website
• Click Login/Join Now and do OTP verification
• Select AU Bank Altura Plus Credit Card and provide the required details
• Application will be submitted and a confirmation SMS will be sent on approval of the application